Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

1. Please advise us on our Lenten plans


The good news: I'm old enough now that not even the Catholic church requires me to fast on Ash Wednesday and Good Friday (scroll to Canon 1252).

But I want to do something meaningful for Lent, and I'd like it to be more significant than just giving up something (sugar? wine? whining?) or adding something (daily Mass? optimistic blog posts?).

So here's my idea. I think I'd like to try limiting our food budget to the amount we'd get if we got the maximum amount of food stamps in Illinois. For a family of two, that would be $323 a month, or about $74 a week.

Mr Neff suggests that we be more generous and allow ourselves the amount the USDA thinks is sufficient for a couple aged 51 - 70. The most recent figures (November 2008) suggest $79.80. So say we split the difference and make it $77 a week, or $11 a day.

This would cover home-cooked food only--no other grocery store purchases like detergent, no restaurant meals, no alcoholic beverages. Which is not to say we couldn't buy those things, though it would seem like cheating to say we were getting by on $75 - $80 a week if we were actually eating half of our meals downtown.

So, how hard could this be? Well, that means maybe $1.25 for breakfast, $1.25 for lunch, and $3.00 for dinner for each of us. Lots of dried beans, onions, potatoes. Not a whole lot of goat cheese and arugula.

Do we want to do this? If we do, will our diet be balanced and our meals tasty? Can we invite friends over? Would you consider doing it with us? (Then we could get together for amazing potlucks...)

2. Canned food from Target


Thanks to all of you who have responded to the post about Lenten plans. Several have sent recipes for cheap, tasty, nutritious food, and with your permission I'll post some of these.

Now that I'm thinking about the Lenten Poverty Experiment, grocery shopping is turning into a challenging brain exercise. Monday, while at Target, I decided to pick up some canned goods to take to the People's Resource Center. I spent $19.21--about 25% of the weekly food allotment for two (I had no idea how expensive fruit is!)--and here's what I bought:
  • Progresso chicken gumbo soup (on sale), 2 cans, 8 servings, 28 grams of protein
  • Diced tomatoes, 2 cans, 7 servings, 7 grams of protein
  • Corn, 2 cans, 7 servings, 14 grams of protein
  • Green beans, 2 cans, 7 servings
  • Chili beans, 2 cans, 7 servings, 56 grams of protein
  • Applesauce, 12 lunch-sized portions
  • Sliced peaches, 2 cans, 7 servings
  • Pear halves, 2 cans, 6 servings
  • Pineapple, 2 cans, 9 servings
If I were buying this for myself and my husband, I'd have just bought
  • about a day's worth of protein
  • about a day's worth of grains (corn)
  • enough fruits and veggies for four or five days (but nothing fresh!)
Still to buy for the week, and $57.79 to buy it with:
  • milk, yogurt, cheese
  • breakfast foods, bread
  • meat, beans, eggs
  • more vegetables
Looks like a week like this could be balanced, but not very tasty. Fortunately I'm still in the planning stages. My bag full of canned goods goes to the food pantry this afternoon, and I hope it will supplement someone's food stamps so they can buy fresh vegetables and fruits, meat, and good brown bread. Nobody should have to live on canned vegetables.

3. Cheap food as a spiritual discipline


My friend Jennifer read my January 18 post, "Please advise us on our Lenten plans," and wrote:
I would love to do this, but I confess it would be for material, not spiritual reasons--I need to save money!
I answered:
The whole point of my blog is that the material and the spiritual are inextricably linked--so your reasons are fine.
With unemployment rising and salaries being frozen or reduced, many of us have considerably less to spend on food this year than last. Can we still eat meals that nourish body and soul?

4. The rules


OK, you want to play the game. For a day, a week, a month, six weeks--you decide--you're going to try to eat tasty, healthy food without spending more than suggested in the U.S. Department of Agriculture's thrifty plan, which is the basis for food-stamp allotments.


To calculate how much you can spend, you can click the link in the previous sentence and work out a precise amount based on your household's number, ages, and genders. Or you can go by these fairly generous approximations:

  • For one adult: $6/day, $42/week, $180 month
  • For a two-person household: $12/day, $84/week, $360 month
  • For each additional person in the household: $4/day, $28 week, $120/month
In Illinois, these are the rules:
Food stamp benefits can be used to buy:
  • any food or food product for human consumption,
  • plus seeds and plants for use in home gardens to produce food.
Food stamp benefits cannot be used to buy:
  • Hot foods ready to eat,
  • Food intended to be heated in the store,
  • Lunch counter items or foods to be eaten in the store,
  • Vitamins or medicines,
  • Pet foods,
  • Any nonfood items (except seeds and plants),
  • Alcoholic beverages, or
  • Tobacco.
(Not that there will be enough money left over to buy those things anyway...)

5. Ten reasons to try the $6-a-day food experiment

1. It might help with your blood pressure, glucose, cholesterol, or body-mass index

2. You only have $6/day to spend on food anyway, so you may as well feel righteous about it

3. You'd like to reduce your spending to $6/day so you can buy more books

4. You'd like to reduce your spending to $6/day so you can give an equal amount to your local food pantry

5. You're a misunderstood ascetic in a hedonistic world

6. You like a good stiff challenge you can be obsessive-compulsive about

7. The Easter feast is so much tastier when you're really hungry

8. You would like to show solidarity with the poor (without having to live on less than $2 a day, like nearly half the world's population)

9. You'd like a family project that will make your kids realize how lucky they are

10. You're no good at fasting or dieting, but maybe if you think of this as a game...

8. Trader Joe's or Aldi?

If we're going to eat cheaply during Lent, I decided, it might be a good idea to find out how much food costs. So yesterday I went to Aldi and Trader Joe's, conveniently owned by the same family of German billionaires and conveniently located on the same stretch of Roosevelt Road in Glen Ellyn, IL. (To go directly to my downloadable chart comparing several dozen items at the two stores, click here.)

I'm a big fan of Trader Joe's. Prices are often better than at Jewel, the quality is usually excellent, and they carry the kinds of food we like to eat. My few previous trips to Aldi, however, had not impressed. Shopping carts that have to be liberated with a quarter, involuntary self-bagging, stacks and stacks of junk food . . . put off by the environment, I'd never made the effort to see if good deals on good food lurked down some of those aisles.

Well, yesterday I learned something.

Three cheers for Aldi
Clearly breakfast is cheaper at Aldi. Look at this:
  • oatmeal, $1.79 for 42 oz (A) vs $2.29 for 18 oz (TJ)
  • cinnamon, $1.09 for 4.25 oz (A) vs $1.99 for 1.5 oz (TJ)
  • milk, $2.29 (A) vs $3.29 (TJ) for a gallon
  • bananas, $0.45 a pound (A) vs $0.19 each (TJ)
  • tea, $1.69 for 100 bags (A) vs $1.99 for 48 bags (TJ)
Dinner can be cheaper at Aldi too, though the meat may be less humanely raised and may contain more fat:
  • beef stew, $2.99 (A) vs $4.99 (TJ) a pound
  • chicken thighs, $1.29 (A) vs $3.99 (TJ) a pound
  • frozen salmon fillets, $3.99 (A) vs $7.99 (TJ) a pound

Three cheers for Trader Joe
You won't find masa mix (for making corn tortillas) or queso fresco at Trader Joe's; but then TJ's stocks quite a few things aren't available at Aldi: whole wheat flour, for example, or ground flaxseed, or unhydrogenated peanut butter. TJ's wine and beer selection is vastly better and often cheaper than Aldi's. And TJ has better prices on some food items:
  • little white mushrooms, $1.49 (TJ) vs $1.69 (A)
  • extra virgin olive oil, $7.49 for 1 liter (TJ) vs. $4.29 for 1/2 liter (A)
  • shredded parmesan cheese, $4.69 for 12 oz (TJ) vs $2.39 for 5 oz (A)
After spending an hour going up and down the aisles taking notes in my reporter's notebook, I noticed that my cart was strangely empty. So, having bought a few frugal supplies at Aldi, I succumbed to temptation at Trader Joe's. Hey, it isn't Lent yet. Tonight we're having a TJ simple feast:


Insalata Caprese
  • large ovaline fresh mozzarella, $2.99
  • small fresh tomatoes on the vine, $3.24
  • 2 oz. beautiful fresh basil leaves, $3.49
Season with TJ's coarse sea salt and freshly ground pepper. Drizzle with TJ's extra-virgin olive oil. Sprinkle some of TJ's bulk pignoli (pine nuts) on top. Serve with crusty bread and red wine.

Seize the day. Ash Wednesday is a whole month away.

9. The frugal couple considers wine, part 1


Ash Wednesday--the day we're going to start our Lenten Experiment of eating on a food-stamp budget--is less than two weeks away, and every trip to a grocery store has become a consciousness-raising experience.

If I really had only $12 a day to spend on food for two adults, would I have spent $3.49 on four small avocados? $2.99 for a box of blackberries? $2.49 for a bag of wild arugula? $3.49 for two organic zucchini?

Well, maybe. It would probably depend on what else was on the menu. The large russet potato for $1.17 wasn't bad. The $0.30 sweet potato was a steal. The pound of dried lentils cost only $1.15, and it lasted much longer than I expected--or even wanted.

Wine, however--even cheap(ish) wine--suddenly looks like a major budgetary commitment. A bottle of wine contains about five servings, so let's say our frugal couple is following AMA guidelines and making a bottle last two days. Total food budget for two people for two days: $24. Cost of La Loggia Barbera d'Alba at Trader Joe's (quite nice), $6.99: 29% of food budget. Oh dear.

Food stamps can't be used for alcohol, of course, so our frugal couple would have to buy wine out of the rest of their income. So let's see how much income they'd be able to spend if they qualified for the full food-stamp benefit in Illinois--which, by the way, is only $323 a month, or $11 a day, not the generous $12 a day we're allowing for this experiment (because the USDA thinks the frugal couple actually need more than $323 a month to eat healthfully).

Using this calculator, I described the pair as elderly (which, according to the government, means 60 or older--never mind that this hypothetical couple is still too young for Medicare), with a monthly rent of $500, taxes and insurance of $100, and medical expenses of $50.

In order to receive the full $323 benefit, the most our frugal couple can earn is $698 a month. Before taxes.

Do the math: after the listed expenses, the frugal couple has $48 to spend on transportation, clothing, utilities not included in the rent, telephone, household furnishings, supplementary food...

Looks like there's no three-buck Chuck for them. Not even on Valentine's Day.

I'm glad it isn't Ash Wednesday yet for us. I'm sad to think that it's always Ash Wednesday for so many people.
--------------------------
World Hunger Map (U.N. World Food Programme)
Hunger in the United States (Bread for the World)

10. The frugal couple considers wine, part 2


So, I'm asking myself, can I do the Lenten Experiment and still buy wine?
  • Maybe, since really poor people--even in America, even with food stamps--can't afford wine, I shouldn't buy any either.
  • Maybe I should allow myself to buy some wine if I can manage to include it in the $6/day per person food budget (and still eat a balanced diet, of course).
  • Maybe this experiment is about food, not wine--it's not about housing or clothing or medical care either, and I'm not cutting back on any of those--and I should buy wine if I feel like it.
A British friend commented, "At least we with more disposable income can buy fairly traded wine to give a better deal for the growers." A great idea, especially in Europe where a selection of such wines has been available in many supermarkets for at least five years.

It's considerably harder to do in the U.S., though the headline of a recent story in the Boston Herald proclaimed: Fair Trade Wine Now Available in US Stores. The stores in question are Whole Foods, Publix, Target, and Sam's Clubs, and each chain is said to carry one or two fair-trade wines. When I searched the wine racks at the local Whole Foods this afternoon, however, I didn't find any.

Why does wine need to be fairly traded, Mr Neff asked. Aren't California growers treating their staff kindly?

Probably "fair trade" doesn't apply to domestic wines: the label is usually applied to wines coming from South Africa, Chile, and Argentina. According to the Boston Herald article,
A Fair Trade Certified product means TransFair has determined that farmers got fair prices, workers got decent wages and the product was produced in an environmentally responsible manner.
Importers and retailers pay a premium - the wine premium is 10 cents per bottle - that is earmarked for community improvement, such as a new water system or educational scholarships.
Fair trade wine generally costs between $10 and $12 a bottle, a bit steep for the thrifty food plan. But noble.

I'm thinking I'll probably buy some wine during Lent, maybe for Sundays or for when we have guests. Potential guests, be warned: it will be inexpensive. I hope you'll enjoy it anyway. I've polled some knowledgeable friends and now have a short list of pretty good wines for $5.99 or less. I'll post the list soon. I'd welcome your recommendations!

11. The frugal couple considers wine, part 3


I asked some of my oenophilic friends to suggest drinkable wines that cost $5.99 or less. One friend responded, "I don't think you can get wine for $5.99 that you would really enjoy drinking. I'm not being snobbish, it's just that things have gotten so expensive that my favorite cheap wines now cost real money."

Another friend referred me to this depressing little article, now three years old, about cheap wines from Trader Joe's, in which the author spent $43.23 on 12 bottles of wines and invited 12 friends to a tasting party. Apart from "the evening's surprise, ... Portugal's sparkling-white Espiral ($3.99)"--"one sip of the soft, subtle effervescence was enough to convert a soda- and carbonation-hating panelist"--most wines drew dismal if hilarious comments. For example,
Bull's Blood, aka Hungary's Egri Bikaver ($3.99). Dark red, with a peppery, wet-skunk finish, the Bull's Blood smells like the crabapple tree in grandma's backyard, one panelist offered. Others were less charitable. Real bull's blood is probably nicer. This is like bull's blood boiled with piss and vinegar.
I refuse to be intimidated. If a meal without wine is like a day without sunshine, most of us would have to slog through a lot of foggy, gloomy meals if we refused to buy cheap wine. I'm looking for enjoyable house wines, not nectar of the gods. I like the attitude of Ron from Illinois: "I must admit you are challenging my wine snobbery by asking for recommendations under $6. But I can do this."

Yes we can!

I'll post some recommendations today, and more as they come in. Please let me know your favorites, and I'll post them too.

1. "Think Spain," advises Dennis from Maryland. Roger from Illinois suggests going to Binny's web site and looking for Vinos Sin Ley, especially M4 Bullas ($5.99). According to Robert Parker's Wine Advocate, "The name Vinos Sin-Ley means 'wines without laws.' ... These cuvees are produced by an array of serious winemakers who wish to have their own personal projects apart from those of their employers and to not be bound by the various D.O. regulations." Roger adds, "This Spanish label has not been around very long but has produced many inexpensive--$6 - $12--bottles that are very tasty and often highly rated. The best values are often snatched up quickly and more likely to be found on the vendor's web site. Worth seeking."

2. "Try Caputo's," says Ken from Illinois. Billing itself as a cheese market, it also carries an interesting range of imported groceries, fresh baked goods, and wines at astounding prices. He swears he found a Fattoria Poggiopiano Chianti Classico 2001, which usually sells for $15.99 or more, for only $4.99 or $5.99, as well as a Rosade Furlane Colli Orientali del Friuli Pinot Grigio, hard to find in the U.S. at any price but running about £10 in the U.K., for perhaps a dollar more. "Caputo's is home to several more superbly priced, decent drinks, including a reasonable Dolcetto and a Rosso di Toscana," Ken writes.

3. Go for reliable cheap labels, many friends suggest. Some recommendations:
  • Trader Joe's Charles Schwab Chardonnay, $2.99 ("has won some decent awards")
  • Trader Joe's French Market Sauvignon Blanc, $4.99 ("slightly citrussy")
  • Trader Joe's Honey Moon Viognier, $5.99 ("goes well with Asian food")
  • Napa River Chardonnay, $5.99 ("quite good")
  • Jacob's Creek Chardonnay, $5.99 if you know where to look
  • Yellow Tail varietals, $4.99 - $5.99 ("uniformly drinkable")
4. Drink more whites. At the grocery store as in restaurants, white wines often cost less than reds for comparable quality. But if you want reds, you can always...

5. Watch for bargains... Trader Joe claims not to have sales, but they occasionally buy a winery's last few cases and sell the bottles for amazing prices. Or they promote something quirky like Oreana's Question Mark (pictured above), a spicy blend of syrah and cabernet sauvignon that belies its $5.99 price tag.

6. ... especially online. This morning I ordered six bottles of Roger's recommended Vinos Sin Ley M4 Bullas from Binny's website. It should be available for pickup tomorrow, no shipping charge. Binny's posts weekly specials, and this week one of our favorites, Gnarly Head Zinfandel, is $7.99 instead of the usual $8.99. Sam's Wine is featuring wines under $10.

7. Get a handsome carafe, like this one from Crate and Barrel ($19.95). Serve your favorite cheap house wine along with your favorite comfort food (pasta! stew! pizza!), and enjoy.

De gustibus non est disputandum.

12. Goody Two Shoes makes a troubling discovery


Being good is so depressing.

Several years ago my cardiologist, having determined that my heart is poorly constructed, told me,
The good news is, you don't smoke, so the situation isn't as bad as it could be.

The bad news is, you don't smoke, so there's nothing you can stop doing to make the situation better.

I felt like I feel when I read articles telling me I can look years younger! stop being tired! adequately fund my retirement!

Hey, I'm doing all the things they recommend and I still have baggy skin and graying hairs, still feel pooped by mid-afternoon, and still am convinced I'm going to spend my retirement selling apples on the street corner (as are you, my friends--so perhaps we can find a way to make it entertaining).

This all leads up to today's discovery about the Lenten Experiment.

As I mentioned in a previous post, grocery shopping has become an occasion of existential angst: today I can buy these blackberries, but next week they will be a luxury. And that quart of peppermint ice cream from Oberweis... such hedonistic extravagance will have to go underground until Easter.

On the other hand, after six frugal weeks I will perhaps be better equipped to deal with our reduced household budget.

With just a week until D (for Deprivation) Day, I decided I needed to know exactly how much I'm spending on food now. If I'm going to be frugal, I thought, I might as well define my goals. Will I need to cut expenses in half? By one-third? Maybe by only 10 percent?

I still have receipts for everything I've purchased during the last four weeks, so I hauled them out and totaled up food, wine, and restaurant expenses. According to the USDA's Thrifty Plan, we should be able to eat adequately for $342.60 a month. According to my simplified approach of $6/day per adult, we'd have had $336 to spend for that four-week period.

So what did we actually spend on food eaten at home? Drumroll . . . $336.14.

Doggone it, we're already eating on a food-stamp budget.
The good news is, it looks like we'll be enjoying Lent more than I thought possible.

The bad news is, now how are we going to save more money?

Well, we can cut back on wine. I didn't include that in my food total, and I think I won't tell you how much we spent. But some of it was for hostess gifts, and some of it was for Valentine's Day (we ate at home).

And we can cut back on meals out, which I also totaled separately . . . but there were only two.

And really, we can shop more carefully in other areas too--at least I hope we can--because I'd like to have guests more often, eat heartily and well, and still stay within the budget.

Anyone up for a potluck?

---------------------------------
P.S. This just isn't possible. I think it's a case of the observer effect. All month I've been thinking about the Lenten Experiment, so I've been terribly aware of food prices. OK, so I've been good for four weeks. Does this mean I have only two weeks to go?

13. The frugal couple considers wine, part 4

Yesterday I went to Binny's and picked up the 2006 Vinos Sin Ley M4 Bullas that Roger recommended. Usual price, $11.99 to $15.99. Binny's sale price: $5.99. Not a beginner's wine--one blogger describes it as "a dark, bitter, catalonian anarchist"--but one with enough guts to stand up to red meat yet enough complexity to be enjoyed on its own.

Moral: It is possible to get a good house wine for $5.99 or less if you--or your friends--know where to find the bargains.

If, however, you are looking for something in the $6.99 to $9.99 range, here are a few suggestions from Estelle, LeAnn, Ron, and me. Note: Wine prices can vary by several dollars from store to store, and you may have to try several sources to find the under-$10 price. We're from the Chicago suburbs, but since these stores are chains, I'm assuming you can find similar deals just about everywhere in the U.S.

Whites
Clos du Bois Chardonnay, Costco
Clean Slate Riesling, Binny's, Sam's Wines
Monkey Bay Sauvignon Blanc, Binny's (now on sale for $8.99)

Reds
Folie à Deux "Menage à Trois" blend, SavWay, Binny's, Target
Columbia Crest Grand Estates Cabernet Sauvignon, Binny's (now on sale for $7.99)
Rex Goliath Cabernet Sauvignon, Binny's, Sam's Wines
Alamos Malbec, Fresh Market, Binny's, Sam's Wines
Tin Roof Merlot, Whole Foods, Sam's Wines
Bogle Petite Syrah, Costco, Fresh Market
Gnarly Head Zinfandel, Binny's, Sam's Wines

For the Wall Street Journal's wine writers, a budget wine's price ranges from $10 to $16, more or less. (Wall Street, it will be remembered, is in New York, where only 13.9% of metro area housing is affordable--up from 5.1% two years ago. Perhaps we define "budget" differently in Chicago.) If you're looking for wines in that price range, check out "Buying Wine on a Dime" by David Kesmodel, along with "Budget Wines," an annotated list of 25 under-$16 wines recommended by five experts.

The garage door just went up, and the dogs ran downstairs. Sounds like it's time to stop typing and start tasting.


14. What we're going to do, and why it's not especially noble

I'm so ready for spring, so unready for Lent. Who came up with this idea of giving up things, anyway?

But yes. We are going to do it--try, that is, to keep our food budget under $12/day, starting tomorrow.

We will serve wine, but only when sharing a meal with others. We will eat in restaurants as required--which means that Mr Neff will continue to do business occasionally over meals. And I will use some items that are already in the pantry--flour, sugar, oatmeal, tea, spices, etc.

However, since we are trying to approximate a food-stamp budget, I will report wine and restaurant expenditures on this blog. You may ridicule or shame me if they seem excessive. I may also note pantry-cheating, but I don't plan to "pay tithe of mint and anise and cummin" (Matthew 23.23). I figure that if I use January's flour in March, I'll probably be using March's flour in May, and it will all even out.

And I'm planning to forget the whole experiment for a week in March when we have a family reunion and celebrate our anniversary.

It won't be so bad, I tell myself. As I discovered last week, my normal food budget is depressingly close to my Lenten budget anyway; at least it was this month as I've been thinking about the Lenten Experiment. A few more beans, a little less wine, an absence of pignoli and almond butter--this is not suffering.

Last month I offered 10 reasons to try the $6/day food experiment. In rereading them, I'd like to take issue with #8: "You would like to show solidarity with the poor." I'm all for showing solidarity with the poor, but this experiment is not going to do it. "If you really want to know how it feels to be poor," said a friend of mine as we ate at a lovely Indian restaurant on Sunday, "first come clean my house for $2/hour, then clean three or four other houses, and then go home and try to cook a meal for your family for less than $12."

If I were poor, I wouldn't have time to cook meals from scratch, compare prices in different stores, clip coupons, collect recipes, or beg friends (that would be you) to give me ideas for thrifty meals.

If I were poor, another friend pointed out, there probably wouldn't be an Aldi's or a Trader Joe's in my neighborhood, let alone within walking distance. There might not even be a major grocery store nearby. I'd probably have to shop at convenience stores and small neighborhood shops, which often cost more than the chains and have much less variety to choose from.

If I were poor and uneducated, I might not realize what foods I need or what foods I should avoid. I might not be skilled at budgeting, and I wouldn't have a PC and Excel to help me keep track of expenses.

If I were poor, I probably wouldn't have all of the following: a large refrigerator with plenty of freezer space, a gas stove, a microwave oven, a dishwasher, a slow cooker, plenty of cupboards, and lots of pots and pans to make food storage and preparation easy. Nor would I have attractive plates, glasses, flatware, and tablecloths to make even the simplest fare seem like a feast.

Most of all, if I were poor, this would be no experiment. Cheap eats would be my life. No week off in March. No wine when friends gather (unless, of course, I took my daughter's suggestion and traded groceries for Mad Dog 20/20). No well-stocked pantry. No business lunches. No promise of release on Easter Sunday.

Eating cheaply for a few weeks will be a fine discipline. It will not be a sacrifice. If you join us for Lent or just for a week, let me know how it goes.

18. Less planning, more merriment


For me, the scariest aspect of the Lenten Experiment is not the frugality but the planning. I like to make things up as I go along. I don't like keeping records and figuring out the price of everything.

I'm solving the bookkeeping problem by keeping track of grocery purchases but not trying to price each meal, which would be impossibly complex.

And I've decided to solve the meal planning problem by reverting to my usual method of cooking: looking at what I already have or what is favorably priced in the grocery store, and then imagining what goes well together. I often do this as I cook, after I write my daily blogpost, so I'm going to stop appending "daily bread" summaries announcing what we are going to have for dinner. Heck, it's only 11:00 a.m. How do I know?

But I do want to keep track--what's an experiment without data?--so instead I'll post yesterday's menu, beginning tomorrow. (This approach has the added advantage of not giving Mr Neff or dinner guests advance information about dinner. I don't want to alarm anybody.)

Meanwhile, here's a report from the front. Janet and Ken Tkachuck, excellent cooks both, describe their first couple of days of intentionally frugal eating:
[We] are experimenting with the frugal menu plan but are not giving up meat or wine. The first night we had chicken legs sautéed with onions, sweet peppers, and zucchini and cilantro, on a bed of couscous. The meal came to $6.00, and with a $4.99 bottle, we stayed under budget. Our breakfasts and lunches, like yours, cost pennies. Last night was stir fry with vegetarian scallops, even cheaper. How we're going to work tonight into the scheme I'm not sure. We're sallying forth with our friend Don to a new cheap eats BYOB in Andersonville (Antica Pizzeria, featuring a wood burning pizza oven). ... We'll ask Tetzel to grant us an indulgence for this one night. Or amortize the extra cost over the next week. Cheating already.
No doubt Tetzel will approve, but then so will his archenemy Martin Luther, who wrote to a friend:
Whenever the devil pesters you with these thoughts, at once seek out the company of men, drink more, joke and jest, or engage in some other form of merriment. Sometimes it is necessary to drink a little more, play, jest, or even commit some sin in defiance and contempt of the devil in order not to give him an opportunity to make us scrupulous about trifles.
Amen, Dr. Luther.

21. Sacrificing to be frugal


My friend Jennifer Trafton may be the only person in the world who has two friends named LaVonne, and it is thanks to Jennifer that LaVonne Stratton Carlson and I are now Facebook friends.

Yesterday LaVonne C. sent me a note about how she and her husband and two young boys are bravely facing Lent. She's realistic about what this experiment is going to cost her in time and effort. Frugal eating, like a new puppy, affects Mom more than anyone else.


So, I guess we're a little late getting on board, but my husband and I have decided to try the Lenten Experiment. So far it appears that our sacrifices will come in three major areas:

1. My husband will have to give up restaurants. He tends to eat several lunches and a couple of breakfasts out each week... that will have to stop. However, we will probably not sacrifice our family Sunday dinner habit -- you don't have to sacrifice on Sunday during Lent, right?

2. My kids will have to give up cold cereal and pre-packaged snacks. Fortunately, Jay likes eggs and Colin likes toast. Maybe they'll learn to like oatmeal sometime in the next 40 days.

3. I will have to give up time. My husband eats out because I don't fix his lunch, my kids eat cold cereal because it's easy... I will have to spend more time thinking, planning, and preparing meals besides dinner. Fortunately, my husband has agreed to fix breakfast for the boys on the mornings I run. I don't think I could get up much earlier on those mornings!

According to at least one of the pages you referenced (I admit, I didn't search too exhaustively), we should have $121.40/week for our family of four. My first shopping trip today totaled $50.58. Woohoo! However, I'll be using a lot of food that was on hand from before, and I didn't have to buy any staples this week, so I doubt I'll be able to keep that up. I'll keep you posted...
--LSC


-----------------------------------------------------------------------------------------------------
Yesterday's fare (as described in an e-mail to friends who wondered)

Tonight I used up almost all my leftovers by making a ratatouille of olive oil, onion slices, half an orange bell pepper, a diced zucchini, half a package of grape tomatoes, sliced in half ... I think that was about it. I cooked them lightly, removed them from the pan, then added to the pan maybe about 5 oz. of button mushrooms (stemmed & sliced in half), which I peppered and salted and browned lightly.

Meanwhile I’d been broiling two salmon filets, salted and peppered only. (These are $1 salmon filets I bought at Aldi’s—frozen, wild caught. Smallish but enough. Four filets, $3.99.)

When everything was done, I got out two pasta bowls and loosely filled them with leftover arugula (scoff not: it's $1.99 for a big bag at Trader Joe's, and the bag has provided eight generous servings). I topped this with the ratatouille, then tore the salmon filets into bite-sized pieces and added them to the stack along with the mushrooms. It was odd, but good.

Drank a little leftover Rex Goliath chardonnay. Dessert was a little plain yogurt with honey topped with blackberries ($2.99 for 4 servings at TJ).

25. A fairly frugal feast with friends


This morning we met our frugal friends Janet and Ken at Caputo's Cheese Market in Melrose Park, just north of the intersection of North Avenue and 15th Avenue, in an industrial building bearing a huge "Wisconsin Cheese" sign. It's a great place not only for cheese (much of it made locally) but also for wine, pasta, deli meats, Italian canned goods, pastries ... all at very reasonable and sometimes unbelievably low prices.

Our plan was to buy whatever inspired us at the cheese market, then go to Caputo's Fresh Market in Elmwood Park for equally inspirational produce. If you click on the link, you'll understand how this could turn into an ecstatic experience. Baby Brussels sprouts at 79 cents a pound! Avocados at 79 cents each! A good-sized handful of fresh asparagus for 60 cents! Plum tomatoes at 49 cents a pound! Seven limes for a dollar!

Eventually we tore ourselves away and drove to Janet and Ken's condo in Chicago. There we sliced and diced and chopped and stirred and baked and boiled and poured and sipped, and this is what we came up with:
  • Baguette rounds topped with caponata di melanzane (ready-made in a tin)
  • Salad of baby spring lettuces, sliced pear, feta cheese, walnuts, and green onion
  • Orrechiete with fava beans, ricotta, and shredded mint (we used canned beans, not fresh; you can see our actual concoction above)
  • Assorted cheeses (Siciliano with walnuts, Eiffel Tower triple-cream, Fontinella, Cheddar, Gruyère)
  • Individual ricotta cheesecakes, made spontaneously and with ingredients at hand. This time we added a little diced candied orange peel, a few chopped walnuts, and lemon zest (see picture below; you will notice that we couldn't wait to take that first bite)
It was a feast, but a fairly frugal one. All ingredients were wonderfully priced, and plenty of food was left over for future meals. We had wine with dinner, and that pushed us beyond our daily budget. Still, when you can buy a Chianti classico that usually costs between $15 and $20 for only $5.99, it seems sinful to pass it by. So we didn't.




Yesterday's fare

Fish tacos without the tortillas. Trader Joe's gave out samples of fish sticks a few days ago, and they were really quite nice. Such a classic choice for a Friday in Lent! Serve them on a bed of sautéed onion, red and green bell peppers, and garlic, surrounded by baby spinach leaves lightly sautéed in olive oil, top them with crumbled queso fresco and diced tomato, and there's no need to feel penitential.

26. Second Sunday in Lent: whingeing

Lent would be a lot more fun if it weren't so long. And penitential. And guilt-inducing. And rainy.

OK, I've been spending too much on groceries. Though I now have lots and lots of exciting canned beans that will keep us putting along indefinitely. And onions, and potatoes, and corn meal.

If I could turn stones into bread or earn the kingdoms of this world with a simple miracle, I probably would. I don't even need all those kingdoms. I'd be satisfied with the simple assurance that Social Security, Medicare, and our retirement funds will still be available in roughly five years. World peace would be nice too.

But on a brighter note, we had a pleasant lunch of risotto flavored with onion, garlic, carrot, and halibut; fresh asparagus, and tomato slices. And then after lunch we visited the grocery store our friends have been raving about--Valli Produce in Glendale Heights. If God makes it and anybody has ever cooked with it, they stock it at a very reasonable price.

37. Refreshment Sunday

Today, the fourth Sunday in Lent, is Laetare Sunday in the Roman Catholic and Anglican traditions, though probably not many of us notice. (Laetare is the first word of the introit for the day: "Rejoice, O Jerusalem!") In the UK, it's Mothering Sunday, and sometimes it's called Refreshment Sunday. Hey, it's halftime. Those onerous Lenten restrictions can be relaxed for the day. Take off that hair shirt! Eat some chocolate! Spend wildly on food!

The Neffs are going to take a whole Refreshment Week. We're going west to visit our descendants and celebrate our 41st anniversary, and we're going to pay no attention to our food bill. Well, knowing us, we'll notice. But it will all be off-record. The Lenten Experiment returns one week from today.

Meanwhile, a progress report. For the first 25 days of Lent, we have spent $241.92 on groceries. That's a per diem of $4.84 apiece. In addition, Mr Neff has had several business lunches and a couple of restaurant meals when he was out of town; his company paid, so that somewhat lowered our food bill. We have each bought ourselves one lunch out: Mr Neff's was frugal. We have had meals with friends several times, sometimes at their place and sometimes at ours.

Most of our food has been vegetarian, though not vegan. We've had fish several times and chicken once or twice. I've put sausage in the soup. We've drunk a little wine, but not much and mostly when visiting friends. I've baked a lot of bread.

And now I'm going downstairs to warm up the lentil soup, chop some cilantro, slice some bread, and pour some wine. Laetare!

42. Lent with Charlie Trotter

A funny thing happened back in 1981-82 when mortgage interest rates were 18% and inflation was rampant and we changed to lower-paying jobs and we ended up accidentally owning two houses. On a budget so tight that if I found a dollar I rushed out and bought potatoes, I began dreaming about dressing like Princess Diana.

With only a week to go in our Lenten Experiment, and with the automobile industry crashing and burning and unemployment soaring, I'm having a similar kind of dream. It's Friday afternoon, and I want to go out to dinner. Not to Adelle's or Pad Thai etc or Cafe Galicia, though I love them and can't afford them on this regime anyway.

No. I want to go to Charlie Trotter's.

In my dream, Mr Neff will have the Grand Menu and I will have the Vegetable Menu, or vice versa. We might as well share and taste everything. In addition, we will each order the Wine Accompaniment. The website avoids telling me how much this is all going to cost, but from readers' comments scattered across the internet, I gather that it will be at least $600, tip and tax included. In other words, more than my entire Lenten Experiment budget.

Maybe I can save money by borrowing one of Princess Diana's old dresses...

43. Grocery shopping under duress

I'm tired of Lent.

It's no fun having to think about every penny when I shop. No, probably shouldn't get those 49-cent gala apples at Trader Joe's. Guess I'll get the $1.00/lb yellow delicious apples at Jewel. Don't like 'em as well, but they're cheaper.

Except they turned out to cost exactly the same.

OK, we'll try the $1.59 yogurt, fillers and all, at Aldi's. Got two of them, then discovered my very favorite yogurt, Mountain High, which is usually about $3.99 at Jewel, on sale for $2.50. Bought two of them anyway. Refrigerator is now full of yogurt.

Do not look to the right or to the left while passing the fresh fish counter. Aldi's cheap frozen fish is at home and needs to be used. $1.00 avocadoes are good for Jewel, but since I didn't get the 69-cent ones at Aldi, guess I'll pass.

TJ applesauce is better, but it's $1.99 for the cheapest and Jewel is having a sale on applesauce for $1.50. We'll save a dollar or two and buy eggs from tortured chickens. Brussels sprouts too expensive in the 1-lb bag at TJ; I'll get eight--count 'em--little sprouts at Jewel.


Yeah, we're saving a fair amount of money. And the food isn't bad. Wednesday we had breaded tilapia with an arugula & avocado salad. Thursday we had whole wheat spaghetti with vegetarian meatballs in tomato sauce topped with asiago cheese, along with green beans tossed with potato gnocchi ("too much starch," said Mr Neff, but starch is what poor people eat). Tonight I made a quiche that involved Aldi frozen salmon, TJ cheap goat cheese, and cheap onions, eggs, and milk from Aldi. With it we each had half a tomato and a few greens. We also had soup that involved frozen spinach, an onion, a little oil and butter and garlic, and imitation chicken broth. Tomorrow we will have leftovers, and probably Brussels sprouts.

One week till Easter ...

47. The Lenten Experiment: final grocery bills

We did it!

The only shopping I'm going to do tomorrow will be a couple of items for Easter Sunday, and I've decided that doesn't count--it's a celebration and should not be part of the Lenten Experiment.

So, here's the bottom line for 5 1/2 weeks--39 days--from Ash Wednesday through Holy Saturday (tomorrow). Lent, of course, is a week longer than that, but we took a week off in March to celebrate our anniversary and visit our kids and grandkids.

Our aim: to spend an average of $11/day for the two of us and any guests we might have during Lent, which is roughly what the US Department of Agriculture thinks a thrifty older couple needs for a healthy diet (thrifty: $11.17; low cost: $14.36; moderate cost: $17.69; liberal: $21.23).

We had company three times during Lent and were company three times. We attended two soup suppers and provided all the bread for one of them. I believe I ate in a restaurant twice and Mr Neff did once. Maybe I've forgotten something, but that's what our records show. And we were maniacal about recording grocery purchases.

Our results: Counting only groceries, we spent an average of $9.39/day. (Compare with the $12.00/day we spent during the month before Lent, when we were already tightening our belts but not quite as seriously.) Counting groceries plus restaurant meals, our daily average during Lent was $10.02 (two of those restaurants were really cheap).

I hadn't planned to include wine in the calculations, since wine is an extra that is neither covered by food stamps nor included in the USDA's figures. Also, I didn't keep track of how much we drank during Lent (it wasn't much), and my wine purchases are mostly undrunk or given away. But just to find out how wine might affect the total, I added the amount we spent on Chianti and Dolcetto at Caputo's Cheese Shop March 7--$43.53 for seven bottles--and am hoping that's somewhat accurate. If so, counting groceries plus restaurant meals plus wine, our daily average was $11.13.

Next week I may analyze the Lenten Experiment a bit. What exactly did we eat? What did we miss? What did we learn? What will we be eating as soon as it's over? But for now, just one observation: The Lenten Experiment was really easy. If you want to do an experiment worth blogging about, try keeping an Orthodox Lent. Here are the rules, which the web site says are "not widely known or followed in our day." I can see why.

The Lenten Fast
Great Lent is the longest and strictest fasting season of the year.
Week before Lent ("Cheesefare Week"): Meat and other animal products are prohibited, but eggs and dairy products are permitted, even on Wednesday and Friday.
First Week of Lent: Only two full meals are eaten during the first five days, on Wednesday and Friday after the Presanctified Liturgy. Nothing is eaten from Monday morning until Wednesday evening, the longest time without food in the Church year. (Few laymen keep these rules in their fullness). For the Wednesday and Friday meals, as for all weekdays in Lent, meat and animal products, fish, dairy products, wine and oil are avoided. On Saturday of the first week, the usual rule for Lenten Saturdays begins (see below).
Weekdays in the Second through Sixth Weeks: The strict fasting rule is kept every day: avoidance of meat, meat products, fish, eggs, dairy, wine and oil.
Saturdays and Sundays in the Second through Sixth Weeks: Wine and oil are permitted; otherwise the strict fasting rule is kept.
Holy Week: The Thursday evening meal is ideally the last meal taken until Pascha. At this meal, wine and oil are permitted. The Fast of Great and Holy Friday is the strictest fast day of the year: even those who have not kept a strict Lenten fast are strongly urged not to eat on this day. After St. Basil's Liturgy on Holy Saturday, a little wine and fruit may be taken for sustenance. The fast is sometimes broken on Saturday night after Resurrection Matins, or, at the latest, after the Divine Liturgy on Pascha.
Wine and oil are permitted on several feast days if they fall on a weekday during Lent. Consult your parish calendar. On Annunciation and Palm Sunday, fish is also permitted.